I do!

Bless Clive's heart (Duty Manager Train Crew) he let me go at 20:45 instead of 02:09

So I kindly repaid his gratitude by going to the pub... and having a few pints in his honour.

Apart from that nothing happened today.... considering I was in the depot a whole 3 hours!

I got a letter today from TexacoCard, who I have a credit card with. This company are brilliant, they let you choose your charges, PAR and balance transfer rates on a sliding scale (obviously you can't have everything and its a compromise situation) but I was offered balance transfers at 1.9% for life!

Now they are telling us that Lloyd's TBS no longer want offer a card in conjunction with them.... B'STARDS!

I bet you that Lloyd's have no intention of honouring that rate! Lloyd's will be sending us a letter shortly:

"This communication will include details covering cardholders who elected to pa a fee on their card..." (bet: no longer available) "... those who have a lifetime balance offer ..." (bet: raised to a stupid APR) "... and those on the cashback programme." (bet: no longer offered)

Lloyd's TSB are the same bank who pushed my brother into a £3000 loan to pay off his debts, even though he was un-employed at the time, and had no income whatsoever (at the time he did not qualify for job-seekers allowance).

Lloyd's TSB were also the same bank that was offering my (now) late grandfather a £7000 loan at 15% because he was up to his £150 overdraft limit. He had more sense!

My views on Lloyd's TSB? I am not going to go directly to them unless they offer me 3.9% or below. Otherwise I would rather pay 6.9% for Sainsbury's Bank or evn 13.9% for a mainstream bank than give any money to them!

Spent all evening in the depot drinking lots of Coca-cola (at 45p a can) and then went out at 21.00 to do a run to Southampton and back... could you not get more boring!

So its now 01.52 and I have been home for just under an hour and I am playing Cases Ladder Online Pool http://www.igl.net/clopool and playing a few tournaments while considering actually hosting a tournament for a change (its been 10 days since my last one!)

I don't think that living alone in a bachelor pad could be so boring.... I was hoping to be able to entertain or have a special someone here, but it never happens.....

Wheres me Valium